Banks for Expats Berlin
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Opening a Bank Account in Berlin
There are so many banks to choose from in Berlin and in Germany. Though, not all of them are expat friendly. You can find a little bit below about the banks that we have the most experience with. These are Expat friendly, have customer service, and online banking in English. We have contacts at both of the “offline” banks that open the bank without having an Anmeldung.
Commerzbank has customer service and online banking in English.
Many of their employees also speak English. The bank account is free if your transfer at least 1200 Euros per month into the bank account. A beta version of their app in English was being tested, we aren’t informed if this has been released yet, but if not, it’s a great way to learn German. Check if your company has “company and more” banking and you can also get their credit card without an annual fee.
Deutsche Bank has customer service, online banking, and an app all in English.
Their account has monthly fees of 5 to 6 Euros which are paid on quarterly basis. Their credit card options also have annual fees. There is also partnership banking with many companies in Berlin. Ask about it and save the fees and get a reduction on the credit card fee.
N26 is an 100% online bank. With some passports, you can open the bank from abroad and have the documents sent to a trusted friend or your place of employment. Others have different requirements. If you like to be able to go to a branch to talk to someone N26 is not the bank for you. Many Expats like the ease of getting the IBAN number before even arriving.
Required Documents – This will depend on the bank but below is a summary
- Work Contract or Proof of Income
- Visa or Residence Permit Copy *Our contacts will open up an account without it but some will request it later
- Anmeldung *Our contacts will open up an account without it but some will request it later
- Tax ID *Our contacts will open up an account without it but some will request it later
- Tax ID From Foreign Country *Our contacts will open up an account without it but some will request it later
Your Life Hack Tip
There are a lot of OTHER banks in Berlin too. These are just the ones we have had the most luck with. We also can recommend DKB for German speakers as they have zero customer service in English. We can make you an appointment at an Expat friendly branch and accompany. You can write to firstname.lastname@example.org for a quote!
Viel Spaß, Viel Glück & Viel Erfolg.
Du packst das schon!!!
Your Expat Mgmt Team